Bank Overhaul

[Overfiend]

I agree with Lady Alexa's version daily login rewards & eliminating premium alt farming.

I also agree with the idea of a savings of a fixed amount that earns fixed rate of interest to be entirely withdrawn at a set period of time.  This is also known as a Certificate of Deposit (CD)  It is intended to provide a higher interest rate on savings balances since your money is locked in for a fixed period.  So I believe the MNF national Bank should offer CDs because the concept is simple to implement & offers a low risk alternative to making money & using high balance. The Devs can set the deposit ranges 1,000 or more, set a simple fixed rate, and offer the return of the funds plus interest payable at the end of a predetermined period like 1 week.

If a player wants to earn compound interest then they can simply reinvest the proceeds received from the first CD into another CD.   keep in mind that the Devs are not finance professionals so simplicity is key to implementing any form of interest calculations

I would also recommend that the premiums should be able to make the bank girl climax for a higher interest rate

I don't believe that cash on hand should be separate from cash in the bank because it adds complexity. Instead cash on hand should continue to operate as it already is.  The bank should simply offer another savings product like a Certificate of Deposit as another feature the bank offers.