Economy balance discussion

[Overfiend]

(08-14-2017, 09:07 PM)Lady_Alexa Wrote: STOCKS & SHARES

Every location on the Map (excluding Meadows Park) has a business.
So why not let everyone invest money on up to 3 businesses via the Bank.    We can invest as much as we wish, plus a transaction fee of $100.  The best performing business earn players money & the least performing loose players money.  
Also... a business on one server such as the Hats & Caps store on Beaver Bash would be classed as a separate business to the Hats & Caps store on Tight Lipped.  So the value would of the stock may be lower for the store on Tight Lipped, so there is a chance you could make more profit for lower priced stock.

I like it . Good thinking Lady Alexa! now that's a creative solution... hopefully a specific market isn't so small that a few particular users can influence it.  so I suggest that the markets selected as stocks have a high usage so it's not easily manipulated. in addition no investor should be allowed to own more than 20%of any particular stock to prevent large swings in price due to large trades. otherwise it would be a great addition to the game...
since the devs are not probably not finance majors by profession it may help to keep it simple. the broker at the bank can provide a daily stock price and the user can choose to buy sell or do nothing. The stock could pay no divided and only trade on price appreciation for simplicity. just Take the total daily income of the specific stock divided by the number of shares holders to get a price per share. the initial shares can start at 100 and raise as there are more buyers but never fall below 100 shares to prevent a market crash. then the price of the stock can fluctuate based on the daily income of the stock or the daily number of shares holders. if there is no new income then the stock could simply repeat yesterday s price until a min income benchmark is met. the stock price should only change by day not by minute to keep it simple & avoid wide volatility. you can only profit when you sell if you sell at more than you purchased. 

not to steal the thunder of the stocks which are a great idea . another idea would be for the bank to simply pay interest on money held in the bank or Certificate of Deposits purchased at the bank for a fixed rate & term. it would be low risk income for the investor & very simple to implement

but with all these great ideas how will the devs choose which to implement next